Homeowners Insurance


Home is where the heart is. Make sure yours is protected, including all of your valuables inside, with a homeowners insurance policy. The Kalass Agency works with insurance companies across the board in Zumbrota, Minnesota to find you the best insurance policy for your budgetary needs.

Homeowners insurance protects your home and the contents inside in the event that it gets damaged. It's required by most mortgage lenders, so finding a good policy is extremely important.
 
Most homeowners insurance policies offer:
 
  • Physical dwelling coverage: to pay for the cost of repairing or rebuilding your home after it's damaged. This can also extended parts of your home, such as your garage, your fences, sheds, and the like.
  • Personal property coverage: your home is filled with your personal items. If these are damaged by a cause listed in your policy, homeowners insurance reimburses you to replace your things. Personal property can include: clothes, furniture, electronics and more.
 
Homeowners Insurance - Insurance Agency in Zumbrota, MN
 
  • Liability coverage: if someone is hurt during the covered event at your home, your homeowners insurance can help you protect your assets in the event that you are sued.
 
 
House - Insurance Agency in Zumbrota, MN
 
Not all homeowners insurance policies were created equal! Some events that are typically covered in your policy includes:
  • Weather: storms, wind, hail, fire, snow (including ice and sleet), and earthquakes. Be aware: some policies do not include flood coverage. Check your policy to make sure.
  • Outside Elements: theft, vandalism, damaged caused by vehicles.
  • If you have any questions, call us at 507-732-7614 to get a free homeowners insurance quote today.